UCITS, short for ‘undertakings for collective investment in transferable securities’, is a regulatory framework established by the European Union (EU) to ensure investor protection and fund transparency across EU member states. UCITS exchange-traded funds (ETFs) are domiciled in Europe, but for the purpose of this article, when we refer to UCITS ETFs, we really mean UCITS that are domiciled in Ireland and  usually listed in London. If you’re a Singaporean investor focused on tax efficiency and long-term wealth building, UCITS ETFs (Irish-domiciled) could be a better choice than US-listed ETFs. Here’s why:

Benefits of Investing in UCITs ETFs for Singaporean Investors

Lower Withholding Tax One of the biggest advantages of UCITS ETFs is the lower withholding tax on dividends. US-listed ETFs like SPY and VOO are subject to a 30% withholding tax on dividends for Singaporean investors. However, UCITS ETFs domiciled in Ireland benefit from a more favorable tax...