Readers of the blog would have remembered that we have identified the step-down age in the not-so-far-and-yet-not-so-near future. One of the things that we had done is adjusting our portfolio asset allocation, which I had mentioned here. I also shared in the post of which are the funds that we are basing on for our projection on top of our periodic contributions, like education savings and endowment plans since their end dates were known. Picture generated by Meta AI For our end of year 2024 Bedokian Portfolio value, it has surpassed its set target by around 34%, and in fact the number has also exceeded the 2026 year-end target. As mentioned in this post, the growth was attributed to last year’s bull run and the injection of two liquidated investment-linked insurance plans (ILPs), the latter of which were not part of our planned funding (aka “known windfall”). To add, after the July 2024 post was written, I had liquidated another ILP, further boosting the...