“Just because you can, doesn’t mean you should.” That saying doesn’t have to mean surrendering your plans; it can also be about patience. I’m reminded of it after Budget 2025 – one of the big changes is enhanced support for the Fresh Start Housing Scheme. Eligible families will now get up to $75,000 in grants to buy 2-room or 3-room flats on shorter leases (up from the previous amount of $50,000). Also, the scheme will now extend to first-timers as well, who are trying to move from public rental flats to their own 2 or 3-room shorter lease flats. Now I’m fully in support of measures like this. If anything, I feel we should be going further, especially given the rising cost of living after Covid. But I’m also hoping these moves are complemented by proper help and counselling; because in my experience, buying a property (even an HDB flat) is quite unforgiving of mistakes. It’s not just about having sufficient grants for the flat....