I realize that I need a more intuitive way to simulate what does selling units spending from a risk portfolio look like. This is especially after the conversation that I have about my friend’s income situation. Doing something that can illustrate this can be complicated or simple. I would feel the inertia to do it if I felt that it will take a lot of time. But this time I dug in to create something. I would like to take some time to explain how this Simulating Portfolio Spending spreadsheet work. Why Should You be Interested in This Spreadsheet? Here are a few reasons:

1. If you wonder how a fund/portfolio will look like if you keep selling units to get income.
2. Feel like if you sell units, your fund will go to shit very soon.
3. Want to see if Kyith is right that you can get income, but the portfolio can grow even more.

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