Total expenditure was $834 with $61 in cashback clocked (7.3% cashback). This is close to the best of my ability to fully utilise Maybank's credit card cashback system.
Grocery Spending
My basic neccessities spend remains high, of course this is due to the high cost of living in Singapore :p
This category spending exceeds the cap Maybank has at each (per) category, however, I have been actively trying to cut my food ingredient expenses etc to ensure a minimalist lifestyle. Mirroring myself like a company, I am guiding for my recurring grocery expenditure (maintenance CAPEX) to be at $300-$350 monthly range due to cost cutting.
Transport Expense
Transport will be at the $80 monthly range. Otherwise nothing to report and thanks to inflation, my expenses now allows me to utilise Maybank's Family and Friend's Cashback, previously hitting $800 monthly expenses was a
...
