Ok, I need to close the loop for the last article for my mum's hospitalization. Thank you for all the well wishes and very important folks have read the last article after Investment Moats notified his bosses of my experience. Before I proceed with my insights, I want to shed more light on my mum's Class C Ward stay. The top line cost is about $37k - 3 days high dependency wayrd + 27 days normal ward, government subsidies reduced it by $19k, medishield reduced by a further $6k and about $12k was deducted from my Medisave account. My final cash bill is a big fat zero, which was a hugely pleasant surprise for me as I actually prepared $6k from my cash reserves to pay off this bill.  So my Medisave has been fully reloaded, the sums removed from cash reserve have been returned and dividends from Wednesday this week can be fully deployed to expoit the volatility from Trump's administration....