It seems harder to earn a decent interest rate on our savings these days. This week, we saw the yield on the 6-month Singapore T-bill decline to 2.56%, the lowest level since June 2022. The best fixed deposit rates have fallen further too.  On Monday, Chocolate Finance suspended instant fund withdrawals due to "high demand".  It isn't surprising that I saw a question in the Beansprout community about the best places to park our cash to earn a higher yield.  In this article, I will compare a few alternatives with T-bills and fixed deposits to find out whether there still ways to earn an interest rate of close to 3%.  Latest interest rates on fixed deposits, T-bills, SSBs and money market fundsAdvantages and disadvantages of putting your cash into these optionsWhat I would consider in deciding between fixed deposits, T-bills, SSBs and money market fundsMy strategy for parking my cash...