The stock market has been a roller coaster lately—one moment, it's rallying, and the next, it's taking a nosedive. With economic uncertainties, inflation concerns, and geopolitical tensions (thanks to Donald Trump), it's easy to feel overwhelmed. So, what am I doing in times of uncertainty? Here’s my strategy:

1. Building Up My Safety Net

In times of uncertainty, having a secure financial safety net is crucial. Market volatility is normal, and panicking by selling at every dip would only sabotage my long-term returns. Instead, I remind myself that I’m investing for the long haul—years, not months. Time in the market beats timing the market. But this is only possible if I have a solid safety net that can cushion the impact of market downturns. Here’s what I rely on:

• CPF – My CPF serves as a strong foundation for long-term financial security, ensuring I have funds set aside for retirement.

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