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Chocolate Finance in 2025 – Is It Still Worth Your Dough?
By Turtle Investor  •  April 7, 2025
Home » Investment Chocolate Finance in 2025 – Is It Still Worth Your Dough? April 7, 2025 by Kevin Leave a Comment Updated : April 6, 2025Category : Investment Let’s be honest – with a name like “Chocolate Finance,” you’d expect something indulgent and satisfying, right? But is this cash management platform still a sweet deal in 2025, or has it gone a bit stale? What Is Chocolate Finance? Chocolate Finance is a fund manager – a fintech product aiming to give you a bank-like experience but with a tastier outcome. It used to be 4.2% p.a. before it became 3.3% in 2025 It used to offer a 4.2% p.a. return before dropping to 3.3% in 2025. It started out as the hot new dessert in the financial buffet, promising yummy returns and smooth features. But like that chocolate bar left too long in your pocket, things have gotten a bit messy lately. The latest saga involving the removal of instant withdrawals has left many users wondering if they...
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By Turtle Investor
Hello there! I am Kevin and the author behind the Turtle Investor blog. At age 37, I hit CPF Full Retirement Sum (FRS) of $176,000 on the last day of 2019, twelve years after graduating from university. I am married and owns a 4-room apartment. I continue to be gainfully employed to build up my portfolio and provide my loved ones with better lives. Leaving everything behind and transitioning to a digital nomad life in Bali remains an option but not something that I’m actively pursuing now 🙂
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