My net worth rises slightly to S$1.837 million after CPF contributions, dividends and salary savings despite tanking by more than $60k at one point after Trump’s tariffs stirred carnage in the markets. Net Worth Breakdown: Safe Heavens (63%) CPF (36%): CPF is the foundation of my retirement savings and wealth. I am comfortable with not investing my CPF funds and letting them idle to earn the basic 2.5% in OA and 4% in SA. I have shared the 8 key changes to CPF in 2025 previously. Cash and war chest (17%): Liquid reserves strategically stashed in fixed deposits and Fullerton cash funds earn around 2.5% p.a. This financial cushion provides me with a peace of mind and security for unexpected expenses or investment opportunities. Bonds (10%): A balanced portfolio of low-risk Singapore Savings Bonds and Astrea Bond ensures stability. I have maxed out my SSB individual limit of $200k in Aug 2024, just before the interest rates declined....