UOB has released its quarterly earmark promo for the 2nd quarter of 2025 –
get between S$50 to S$500 cash for depositing S$20,000 to S$150,000 of fresh funds. This is on top of the usual interest rate your UOB account offers.
What is a “earmark promo”?
For some time now, UOB has released quarterly promos where you have to “earmark” funds for extra cash. “Earmarking” is essentially setting aside funds for a fixed period of time (usually around 4 to 5 months) which cannot be used or withdrawn.
The extra cash is added returns on top of the account’s usual interest. Since UOB One and Stash accounts can give up to 3.3% and 3% p.a. interest respectively, the overall yield can be quite attractive.
Promo Tiers
| New Funds Amount |
Cash Credit Amount |
Approximate Returns* |
| S$20,000 |
S$50 |
0.60% p.a. |
| S$50,000 |
S$150 |
0.72% p.a. |
| S$100,000 |
S$320 |
0.77% p.a. |
| S$150,000 |
S$500 |
0.80% p.a. |
*Assumes deposit is placed on 30th April 2025 and withdrawn after 30th September 2025...
