My friend tells me this is a big deal: Dyson Airstrait is now a gift option for new HSBC cardholders who apply for a card below and meet the requirements. This is for a limited time and the last day to apply for this is 30th April 2025. Deals can change anytime to stay subscribed for updates. I’m not someone who wants a hair straightener, but given the high S$799 retail price of this gadget and the fact that people like my friend are very inclined to buy it, this is a very attractive sign-up reward indeed. Otherwise, there’re other generous rewards like S$400 cash or other pricey gadgets to choose from. On top of the great sign-up gifts, the spend requirement has recently been reduced to S$500 (from S$800). For private bank loans, the Total Debt Servicing Ratio (TDSR) caps your total loan repayments – inclusive of debts like car loans and...