Property
Most Younger Singaporeans Would Likely be CPF Millionaires Even after BTO HDB Mortgage Payments
By Investment Moats  •  April 27, 2025
Ok after the Election post, let us get back to something proper. In the last article, I reflected upon how likely many of us can eventually be CPF Millionaire and I shared some of my numbers based on our in-house calculations. Read Yes, Diligent Singaporeans with Modest Salaries Can Become CPF Millionaires — If… I said in my article that the CPF of a couple who typically needs to service their mortgage might look very different. I thought perhaps lets take a look at the numbers and see whether I am right. Setting the Stage I want to take a look at the accumulated CPF of individuals at age 55 and 65 if they service the mortgage of a property for 25 years. We will zoom into the male side of the equation. We start tracking the male at 25 years old till 65 years old and see how much in each of the accounts can he accumulate to....
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By Investment Moats
Investment Moats is set up by Kyith Ng and have been around since 2005. He aims to share his experiences making sense of money, how money works and ways to grow his money. It hopes that by sharing his experiences, both good and bad, season investors can advice and critique his decisions and new investors can learn from them and find their own style ...
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