I’ve decided to take a more structured and intentional approach to my investments. Until now, I’ve been diversifying across various asset classes, but the allocation percentages aren’t defined. My strategy was more casual and inconsistent. Going forward, my intention is to stick to a defined allocation plan, guided by specific percentage targets. Hopefully, this approach will provide resilience during market volatility and support my long-term financial goals. Investment objective I'm investing for wealth growth and passive income, with the intention of building a stable financial foundation that can grow steadily over time while providing regular income.