My net worth increases to S$1.867 million after CPF contributions, dividends collected and salary savings. There is a boost from the resurgence of stock markets after the trade war situation has normalised. Net Worth Breakdown: Safe Heavens (63%) CPF (35.8%): CPF forms the bulk of my retirement savings and net worth. I am comfortable to not invest the CPF OA funds and letting them idle to earn the basic 2.5% risk-free. I have made top-ups earlier to max out my Medisave Account at $75.5k.  Cash and war chest (17.1%): Liquid reserves strategically stashed in fixed deposits and Fullerton cash funds earn around 2.5% p.a. This financial cushion provides me with a peace of mind and security for unexpected expenses or investment opportunities. Bonds (9.6%): A balanced portfolio of low-risk Singapore Savings Bonds and Astrea Bond ensures stability. Retirement Savings (15%) SRS (11.3%): This tax-deferred savings account provides a supplementary source...