I am not recommending anyone buy particular sub-funds. This article is meant to help those with an ILP and for various reasons, are not getting proper, adequate advise with enough sophistication and integrity from who ever sells them the policy. The main objective
...I want to review the sub-funds that are available to the people/investors who have already invested in Investment-linked policies (ILPs) that are sold to them by their Prudential financial representatives. In the first part, I reviewed the sub-funds unit trust available for AIA Representatives. If you own an investment linked policy (ILP) under AIA and wish to to see how you can switch to sub-funds that better align to your current investment philosophy, you can read the article.
Before I start, I wish to be clear that:
