Personal Finance
Financial Planning for Coast FI/FIRE
By Investment Moats  •  July 1, 2025
There is a relatively new article on Financial Planning blog Kitces.com on trying to help clients understand about saving enough for a Coast FIRE lifestyle. Think it is a pretty good article and brings up some Coast FI planning points to think about. I would like to share what I think. On How They Calculate the Coast FIRE Number The article says that to compute your coast FI number is simple: This equation kind of looks simple but it is not super intuitive always so maybe I explain a bit. You need to work out the Portfolio Balance Needed to Support Income Needs in Retirement. This means that you need to work out how much you need in a traditional retirement. How do you do that? Well that is why I say it might not be so complicated. Firstly, you need to know when you want to fully retire but you can work on a 65 year old target....
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By Investment Moats
Investment Moats is set up by Kyith Ng and have been around since 2005. He aims to share his experiences making sense of money, how money works and ways to grow his money. It hopes that by sharing his experiences, both good and bad, season investors can advice and critique his decisions and new investors can learn from them and find their own style ...
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