If you’re a parent, you’ve probably stared at your bank account and wondered: should I save for my child’s university education, or focus on building up my retirement fund first?  It’s not an easy choice. University costs a lot. Retirement can cost even more. And unless you have plenty of spare income (if so, well done), you may not be able to fully fund both at the same time. So, which should you prioritise: your child’s future or your own? Let’s take a closer look. University vs retirement: Which costs more? Let’s start with the numbers. If your child is aiming for a local degree in Singapore, like one at the National University of Singapore (NUS), tuition fees will be around S$8,200 to S$9,600 per year for a standard undergraduate course. This assumes they are Singaporean and qualify for government subsidies. Over four years, the total tuition would be between S$33,000 and S$38,500.  ...