In case you haven’t noticed, the past couple of days have been rough. Banks are wielding the Nerf Hammer indiscriminately and smashing things left and right (stay subscribed for a summary piece on recent changes). UOB Visa Signature is one such casualty of recent nerfs as the card will see sub-limits imposed on both of its spend categories. A silver lining is that SimplyGo transactions are added to the card’s 4 miles per dollar earn rate. The overall monthly cap is also going up, but this isn’t really good news because of the category sub-limits as we will see later. New cardholders whose cards are approved from 1st July 2025 onwards will be affected immediately. Existing cardholders whose cards were approved before 1st July 2025 will have the changes effected from their September 2025 statement, though the new addition of SimplyGo transactions will happen immediately. The good news: SimplyGo transactions now earn 10X UNI$ per S$5 (or 4 miles per dollar)...