For the third quarter of 2025, UOB has announced a new quarterly earmark promo that is
offering up to S$340 cash and lucky draw chances when you deposit fresh funds and “earmark” it with the bank.
UOB’s earmark promos give additional cash rewards that allow UOB accountholders to get additional yield on top of their bank accounts’ interest. In return, accountholders must “earmark” funds within their accounts that cannot be withdrawn for the earmark period.
Promo Tiers
Compared to
last quarter’s promo, not only have the cash rewards come down quite a bit,
the commitment period has also increased significantly to about 7 months.
The approximate returns one can expect from this promo is thus pretty low at around 0.34% to 0.36%:
| New Funds Amount |
Cash Credit Amount |
Approx. Returns (p.a.) |
| S$20,000 |
S$40 |
0.34% |
| S$50,000 |
S$100 |
0.34% |
| S$100,000 |
S$210 |
0.36% |
| S$150,000 |
S$340 |
0.36% |
Assumes funds are deposited on 31st July 2025 and withdrawn on 28th February 2026
The funds need to be
fresh funds compared to your...
