This week’s Money Diaries guest Jalyn shared a goal that struck a chord with me—achieving financial freedom. Her approach? Keep it simple. Save aggressively, invest in boring index funds, and build a portfolio that could one day support her without needing a full-time job. It worked. Jalyn became financially free at just 36. For most of us, the first step starts with putting our savings to work. This week, the 6-month T-bill yield fell further to 1.79%. While that may seem discouraging, it doesn’t mean there are no good options left. We compare T-bills, fixed deposits, and Singapore Savings Bonds (SSBs) to help you find the best place to park your savings. We also highlight what to expect from the upcoming 1-year T-bill auction. If you’re looking to invest for the long term like Jalyn, index funds are a great way to start. We’ve previously covered popular ETFs like the S&P 500 ETF and STI ETF....