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T-bill yield falls to 1.77% as demand declines sharply
By Beansprout  •  July 31, 2025

What happened?

If you've been eyeing Singapore T-bills as a place to generate passive income, the latest numbers might be disappointing. The cut off yield for the 6-month Singapore T-bill (BS25115V) fell to 1.77% in the auction on 31 July 2025. This follows the decline in the 1-year Singapore T-bill yield earlier.  With the decline in the T-bill yield, I'll share how it compares to the best fixed deposit rates as a place to park your spare cash.  Source: MAS  
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What we learnt from the latest 6-month Singapore T-bill auction

#1 - Demand for the Singapore T-bill fell sharply

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By Beansprout
Hi, I’m Gerald! I have been working in investment analysis for more than 12 years. Often, I encounter everyday investors who find it difficult to invest. At Beansprout, we believe that with the right tools and knowledge, everyone can be an investor. Hence, we founded Beansprout to make quality investment insights more accessible. We hope that you can join us on this journey to grow your financial knowledge and confidence as an investor.
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