MAS has released the latest SSB Oct 2025 (SBOCT25 GX25100S). The first-year rate is 1.56%, and the 10-year average rate is 1.93%. Unfortunately, the downward trend in interest rates continues this month. Most investors may be disappointed with these rates as the 10-year rates finally dropped below the 2% mark. Should we consider this month’s SSB if we have not yet filled our desired SSB allocation? SSB Oct 2025 Details This month marks the first time since April 2022 that the 10-year average rate is below the 2% mark. Investors who have been following the SSB rates over the past few years may be disappointed with these rates, as they are relatively lower than those from recent issuances. We are currently in the midst of an interest rate cut cycle, with additional cuts still anticipated throughout the year. As such, further lower SSB rates may be coming in the following several issuances. If you are interested in this SSB Oct 2025, please take note of the following application timeline:...