The latest SSB Nov 2025 (SBNOV25 GX25110W) has been released, with a first-year rate of 1.39% and a 10-year average rate of 1.83%. The rates continue to decline this month as inflation cools and the Fed’s rate-cut cycle is ongoing. For investors looking for a safe place to park their cash, is SSB still a good option? Will SSB rates continue to decline in the future?
SSB Nov 2025
Most investors who have been investing in SSB over the past two years may find these rates disappointing. We continue the trend of declining rates this month, with the 10-year average rate dipping below the 2% mark. As we are in the midst of a rate-cut cycle, with the Fed recently reducing the benchmark interest rate by 0.25%, we may continue to see downward pressure on SSB future rates.
If you have yet to fill your desired SSB allocation and are interested in this SSB Nov 2025, please take note of the following application timeline:
Rate Competitiveness...