Project: 5-room Bukit Panjang HDB flat Buyer profile

• 47 years old
• Living with her son
• Owns a 5-room HDB flat in Jurong East
• Works in the finance sector

Buyer brief

• Wants to sell her 40-year-old home
• Wants to buy a home that can be passed on to her son

Buyer challenges

• Concerned about the lease decay of her current home
• Didn’t want to worry about the mortgage payment on her new home

Lease decay is a growing concern for many HDB owners, especially those hoping their homes will serve as a legacy for their children. Without careful planning, the value of a home may not always keep pace with what families hope to pass on. This case study looks at how we helped one homeowner restructure her housing situation: trading an older flat in Jurong East for a newer one in Bukit Panjang, ensuring her housing decision could support both her needs today and her son’s future....