DBS reports 1% profit before tax growth and maintains healthy dividend payout: Our Quick Take
DBS 3Q25 earnings and dividend highlights
DBS has announced its earnings for third quarter of 2025. Key highlights include: Q3 2025 pre-tax profit: SGD 3.48 billion (+1% year-over-year)Q3 2025 net profit: SGD 2.95 billion (-2% year-over-year)9-month 2025 profit: SGD 8.68 billion (-1% year-over-year)Interim dividend of 60 cents per share for 3Q 2025Capital Return dividend of 15 cents per share for 3Q 2025 Source: Company data DBS reported a 1% year-over-year (YoY) increase in profit before tax for the third quarter, totaling SGD 3.48 billion. This growth was driven by higher fee income, stronger treasury customer sales, and markets trading gains, offsetting a modest decline in net interest income amid lower benchmark rates. The bank’s annualised ROE stood at 17.1%, in line with its record levels last year. Total income rose 3% year-over-year to SGD 5.93 billion, due to balance sheet growth, higher fee income, treasury customer sales, and...