Personal Finance
How to Fund Your Child’s Rising University Fees – Without Relying on Endowment Plans or ILPs
By Dr Wealth  •  November 10, 2025
Parents want the best for their children—and for many Asian families, education is the most important gift they can give. It’s not just about grades, but the opportunities that a solid education can unlock. That’s why the education industry in Singapore is booming, with private tuition alone estimated to be worth over a billion dollars annually. But the real financial challenge comes not in primary school or secondary school—it comes at tertiary level, especially if you’re considering overseas studies. How Much Does a Degree Really Cost? In 2025, studying at a local university like NUS or NTU can cost upwards of S$30,000 per year. The good news is that government subsidies (through the MOE Tuition Grant) reduce the cost for Singapore citizens to below S$10,000 per year. Some parents dream of sending their children abroad. While the prestige and exposure may be appealing, it’s also significantly more expensive than local options—especially after adding accommodation, insurance, and travel.  ...
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By Dr Wealth
Dr Wealth provides trusted financial education to individuals. We teach researched and actionable investment methods so that our graduates are successful in their investment journey and achieve market-beating returns.
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