Here are six key CPF changes in 2026, including higher wage ceilings, updated retirement sums, and new matched schemes. Find out how they will affect you.

• What happened?
• #1 - CPF monthly salary ceiling rises to S$8,000
• #2 - Higher CPF contribution rates for seniors (aged 55–65)
• #3 - Higher retirement and re-employment ages
• #4 - Higher BRS, FRS, ERS 
• #5 - Expansion of Matched Retirement Savings Scheme (MRSS) and start of New Matched MediSave Scheme (MMSS)
• #6 - MediSave and healthcare enhancements
• What Would Beansprout Do?

What happened? As we enter 2026, there are some changes to Central Provident Fund (CPF) that may affect you. Earlier, we shared that from 1 January 2026, the CPF monthly salary ceiling will be raised further. This may lead to some reduction in your take-home pay. However, it will also help to build up your retirement savings as the higher CPF contributions are accumulated over time. Apart from changes to the CPF monthly salary ceiling, there will also be higher contribution rates for senior...