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Beyond Blue Chips: 3 Cash-Rich Stocks Paying More than Your CPF
By The Smart Investor  •  January 7, 2026
For many Singaporeans, the 2.5% interest rate on the CPF Ordinary Account is the gold standard for effortless returns. It is safe, reliable, and essentially the “baseline” for any local investment. But while blue-chip giants often grab the spotlight for stability, a group of resilient, cash-rich small-caps is quietly working harder for your money. These companies aren’t just surviving; they are sitting on mountains of cash and sharing the rewards with shareholders. If you are looking to beat the benchmark without sacrificing financial security, these three stocks offer a compelling mix of fortress-like balance sheets and attractive yields.

HRnetGroup (SGX: CHZ)

HRnetGroup is a recruitment powerhouse with 33 years of history and a presence in 18 Asian cities. Its business model balances high-margin permanent placements via Professional Recruitment with recurring revenue from Flexible Staffing. In 1H2025, revenue rose 3.4% to S$295.5 million, while net profit surged 29.2% to S$28.0 million. This profit jump was supported by...
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By The Smart Investor
The Smart Investor is co-founded by David Kuo, Joanna Sng, and Chin Hui Leong. The company was formed in late 2019 from the ashes of the Motley Fool Singapore. The Smart Investor believes that everybody can learn how to invest, smartly. We aim to educate people on how to invest smartly by providing investing education, stock commentary and market coverage for Singapore and around the world.
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