Property
Govt Just killed the Good Days of HDB Resale Market! Next would be the Condos!
By 1M65  •  January 9, 2026
The Government Is Actively Cooling the Market Down Singapore’s property market is not slowing by accident — it is being actively managed. In this video, I break down why the government has turned on the BTO supply tap, what the numbers really say from 2018 all the way to 2026, and how this policy shift is already putting pressure on HDB resale prices. We’ll look at: The historical BTO launch numbers and why recent years are not normal Why rising BTO supply is designed to pull demand away from the resale market How weaker HDB resale demand flows upstream into mass-market condos, high-end condos, and eventually landed property The Clementi S$1.5 million HDB sale, what it was originally BTO-ed at, and why this level of capital gain is policy-created, not repeatable forever What this all means strategically if you are: Thinking of selling Considering buying resale Still eligible for a BTO This is not a crash video. This is a policy-cycle video. If you understand how Singapore cools markets — with supply, not panic — you can make better, calmer, and more profitable decisions. Watch till the end for my 1M65 framework on how to think about property in a cooling, supply-heavy environment. #1M65 #SingaporeProperty #HDB #BTO #PropertyMarket #PropertyCooling #HDBResale #SingaporeHousing #PropertyInvesting #WealthPlanning #PolicyDrivenMarkets #RealEstateSingapore...
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By 1M65
Loo founded the Non-Profit 1M65 Movement and was one of the few non-civil servants to receive the Public Sector Transformation Award in 2018 for his 1M65 efforts. Kate, Loo’s daughter, is a 19-year-old finance guru wannabe. If you’d like to hear more from Loo and Kate on Personal Finance, please join the 1M65 Telegram Discussion Group or watch their entertaining Youtube channel.
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