Property
I’m 55, Have No Income, And Own A Fully Paid HDB Flat—Can I Still Buy Another One Before Selling?
By Stacked Homes  •  February 4, 2026
Hi Stacked, I read your article, “Why I Sold My 40-Year-Old Jurong Flat For A Newer Bukit Panjang One: A Buyer’s Case Study,” and found it very relevant to my situation. I am currently considering whether I should sell my existing HDB 5-room flat and buy a resale HDB 4-room flat instead. For context, I am 55 years old, have no employment income, and have met the CPF Full Retirement Sum. My current HDB five-room flat is fully paid, with a lease start date of 1986. My main concern at this stage is whether it would be possible for me to buy first and sell later, given my circumstances. I would greatly appreciate your advice on this matter. Thank you very much. Hi, and thanks for reaching out to us! Before we discuss the main issues of making such a move, it’s important to be clear about what the move is meant to achieve. Based on what you’ve shared,...
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By Stacked Homes
The Stacked Homes editorial began in February 2017 to provide the latest news and analysis on property in Singapore.
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