ℹ️ Credit cards change their T&Cs ever so often and it is difficult to stay updated. Therefore, do join my Telegram channel: https://t.me/lobangsis for time-sensitive updates.
🔗 Apply/Sign Up Link:
💳 Citi Rewards Card - https://lobangsis.com/citirewards
💳 DBS Altitude
VISA - https://lobangsis.com/dbsaltitudevisa
AMEX - https://lobangsis.com/dbsaltitudeamex
💳 DBS WWM Card - https://lobangsis.com/dbswwm (apply DBS altitude first!)
💳 UOB Preferred Platinum Visa Card - https://lobangsis.com/uobppv
💳 UOB Lady's Card - https://lobangsis.com/uoblady
💳 DCS Flex Card - https://lobangsis.com/dcsflex
📱 yuu app - Download yuu app from your app store and enter code: “KWMLISBL” to receive 2,000 points
💳 DBS yuu Credit Card:
New-to-Bank DBS/POSB Cardholders:
https://lobangsis.com/dbsyuuvisa
Existing DBS/POSB Cardholders:
💳 https://lobangsis.com/dbsyuuvisaYT (VISA)
💳 https://lobangsis.com/dbsyuuamexYT AMEX)
💳 HSBC Revolution Card - https://lobangsis.com/hsbcrevolution
💳 Mari Credit Card - Enter Code: ”2OJA50ZV”
https://lobangsis.com/maricreditcard
💳 Citi PremierMiles Card - https://lobangsis.com/citipremiermiles
Shopback - Use code ”VUIsVg” to get S$10 cashback with a min. S$20 spend (excludes ShopBack Play & Surveys)
- https://app.shopback.com/nam6pesx8Yb
💳 UOB PRVI Miles Card Visa -
VISA - https://lobangsis.com/uobprvivisa
AMEX - https://lobangsis.com/uobprviamex
MASTERCARD - https://lobangsis.com/uobprvimastercard
💳 CardUp:
Use code NICHOLASN116 to get $30 off your first payment (sweet spot payment amount: $1,154). Alternatively, if you have large payments, use code “LOBANGSIS” to get discounted 1.79% fee on up to S$5K on your first payment with a Visa card. This is more worthwhile for large payments.
💳 iPayMy: Sign up via https://lobangsis.com/ipaymy to get $30 off (sweet spot payment amount: $1,111). Then after which, you can use this code to take advantage of the new user promotion.
💳 UOB KrisFlyer Card - https://lobangsis.com/uobkrisflyer
👥 1:1 Coaching Calls with Audrey
► Book Your Slots Here: https://lobangsis.com/coaching
🌐 Blog/Video Review
► DCS Flex Card Review | What You Need To Know - https://lobangsis.com/dcs-flex-card-review/
► DBS Altitude Card Review | What You Need To Know - https://lobangsis.com/dbs-altitude-card-review/
► Best Cards For Airport Lounges in Singapore | AVOID MY MISTAKE! - https://youtu.be/rMG5_-SC-KU&list=PLDFEQWdI9twYZz73WFvtk_aL1Xq6E81Ad
► Ultimate Credit Card Guide for Singaporeans: Which Card to Get at Each Stage of Your Life - https://youtu.be/sKb0yfmTBlM&list=PLDFEQWdI9twYZz73WFvtk_aL1Xq6E81Ad
► How To Optimise Tax Payments & Is It REALLY Worth It? - https://optimiseyourtaxpayments.openinapp.co/4t170
⌚ Timestamps
00:00 Introduction
00:56 Why Credit Cards Matter to Me And The Guiding Principle
03:12 Why I’m Dropping THIS Card!
06:23 My Cards for Online Spend
10:57 My Card for Contactless Spend
12:23 Cards for Regular & Recurring Spend
13:50 Overseas Spend & Lounge Access Cards
14:17 Other Cards I Hold
15:13 Cards I’m Canceling in 2026
15:38 Final Thoughts
Hello, I'm Audz (or Audrey) and I love lobangs and huat deals (which means good deals in Singapore)!
Thank you for supporting the channel!
🚩 Connect with me on social
▶️ Tiktok: https://www.tiktok.com/@yourlobangsis
📷 Instagram: https://www.instagram.com/yourlobangsis
📘 Facebook: https://www.facebook.com/yourlobangsis
🌐 Website: https://lobangsis.com/
🍋 Lemon8: https://s.lemon8-app.com/s/GghMNbxUks
🎥 More videos from the playlist
https://www.youtube.com/playlist?list=PLDFEQWdI9twZ7EysdjBdV-2IvsnrEmUnE
https://www.youtube.com/playlist?list=PLDFEQWdI9twahZqfV535FTqjxfq5FYX8w
https://www.youtube.com/playlist?list=PLDFEQWdI9twYZz73WFvtk_aL1Xq6E81Ad
https://www.youtube.com/playlist?list=PLDFEQWdI9twbTOZkEs8KGxEgWn7SZBnMK
https://www.youtube.com/playlist?list=PLDFEQWdI9twYf6nbW01yPgv9eWB61THP4
T&Cs Apply
None of this is meant to be construed as financial advice. It's for entertainment purposes only. Links above include affiliate commission or referrals. I'm part of an affiliate network and I receive compensation from partnering websites....