Credit Card
My 2026 Credit Card Strategy: What I’m Using & Cancelling!
By Yourlobangsis  •  February 4, 2026
ℹ️ Credit cards change their T&Cs ever so often and it is difficult to stay updated. Therefore, do join my Telegram channel: https://t.me/lobangsis for time-sensitive updates. 🔗 Apply/Sign Up Link: 💳 Citi Rewards Card - https://lobangsis.com/citirewards 💳 DBS Altitude VISA - https://lobangsis.com/dbsaltitudevisa AMEX - https://lobangsis.com/dbsaltitudeamex 💳 DBS WWM Card - https://lobangsis.com/dbswwm (apply DBS altitude first!) 💳 UOB Preferred Platinum Visa Card - https://lobangsis.com/uobppv 💳 UOB Lady's Card - https://lobangsis.com/uoblady 💳 DCS Flex Card - https://lobangsis.com/dcsflex 📱 yuu app - Download yuu app from your app store and enter code: “KWMLISBL” to receive 2,000 points 💳 DBS yuu Credit Card: New-to-Bank DBS/POSB Cardholders: https://lobangsis.com/dbsyuuvisa Existing DBS/POSB Cardholders: 💳 https://lobangsis.com/dbsyuuvisaYT (VISA) 💳 https://lobangsis.com/dbsyuuamexYT AMEX) 💳 HSBC Revolution Card - https://lobangsis.com/hsbcrevolution 💳 Mari Credit Card - Enter Code: ”2OJA50ZV” https://lobangsis.com/maricreditcard 💳 Citi PremierMiles Card - https://lobangsis.com/citipremiermiles Shopback - Use code ”VUIsVg” to get S$10 cashback with a min. S$20 spend (excludes ShopBack Play & Surveys) - https://app.shopback.com/nam6pesx8Yb 💳 UOB PRVI Miles Card Visa - VISA - https://lobangsis.com/uobprvivisa AMEX - https://lobangsis.com/uobprviamex MASTERCARD - https://lobangsis.com/uobprvimastercard 💳 CardUp: Use code NICHOLASN116 to get $30 off your first payment (sweet spot payment amount: $1,154). Alternatively, if you have large payments, use code “LOBANGSIS” to get discounted 1.79% fee on up to S$5K on your first payment with a Visa card. This is more worthwhile for large payments. 💳 iPayMy: Sign up via https://lobangsis.com/ipaymy to get $30 off (sweet spot payment amount: $1,111). Then after which, you can use this code to take advantage of the new user promotion. 💳 UOB KrisFlyer Card - https://lobangsis.com/uobkrisflyer 👥 1:1 Coaching Calls with Audrey ► Book Your Slots Here: https://lobangsis.com/coaching 🌐 Blog/Video Review ► DCS Flex Card Review | What You Need To Know - https://lobangsis.com/dcs-flex-card-review/ ► DBS Altitude Card Review | What You Need To Know - https://lobangsis.com/dbs-altitude-card-review/ ► Best Cards For Airport Lounges in Singapore | AVOID MY MISTAKE! - https://youtu.be/rMG5_-SC-KU&list=PLDFEQWdI9twYZz73WFvtk_aL1Xq6E81Ad ► Ultimate Credit Card Guide for Singaporeans: Which Card to Get at Each Stage of Your Life - https://youtu.be/sKb0yfmTBlM&list=PLDFEQWdI9twYZz73WFvtk_aL1Xq6E81Ad ► How To Optimise Tax Payments & Is It REALLY Worth It? - https://optimiseyourtaxpayments.openinapp.co/4t170 ⌚ Timestamps 00:00 Introduction 00:56 Why Credit Cards Matter to Me And The Guiding Principle 03:12 Why I’m Dropping THIS Card! 06:23 My Cards for Online Spend 10:57 My Card for Contactless Spend 12:23 Cards for Regular & Recurring Spend 13:50 Overseas Spend & Lounge Access Cards 14:17 Other Cards I Hold 15:13 Cards I’m Canceling in 2026 15:38 Final Thoughts Hello, I'm Audz (or Audrey) and I love lobangs and huat deals (which means good deals in Singapore)! Thank you for supporting the channel! 🚩 Connect with me on social ▶️ Tiktok: https://www.tiktok.com/@yourlobangsis 📷 Instagram: https://www.instagram.com/yourlobangsis 📘 Facebook: https://www.facebook.com/yourlobangsis 🌐 Website: https://lobangsis.com/ 🍋 Lemon8: https://s.lemon8-app.com/s/GghMNbxUks 🎥 More videos from the playlist https://www.youtube.com/playlist?list=PLDFEQWdI9twZ7EysdjBdV-2IvsnrEmUnE https://www.youtube.com/playlist?list=PLDFEQWdI9twahZqfV535FTqjxfq5FYX8w https://www.youtube.com/playlist?list=PLDFEQWdI9twYZz73WFvtk_aL1Xq6E81Ad https://www.youtube.com/playlist?list=PLDFEQWdI9twbTOZkEs8KGxEgWn7SZBnMK https://www.youtube.com/playlist?list=PLDFEQWdI9twYf6nbW01yPgv9eWB61THP4 T&Cs Apply None of this is meant to be construed as financial advice. It's for entertainment purposes only. Links above include affiliate commission or referrals. I'm part of an affiliate network and I receive compensation from partnering websites....
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By Yourlobangsis
This is a personal finance channel with your lobang sis who is trying out huat ways to achieve happiness, prosperity and progress for us all.
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