It isn’t that hard to enjoy a steady monthly income funded by dividends in retirement. Even if the monthly amount is just S$1,000, this figure can help you meet some living expenses and reduce drawing down on your savings. To achieve this, one has to build a portfolio that pays sustainable dividends over time. Without further ado, let’s map a realistic path to achieve monthly dividends of S$1,000 before age 60. What S$1,000 a Month in Dividends Really Means Let’s first break down what a S$1,000 a month in dividends really entails. S$1,000 a month translates to S$12,000 a year. There are two ways to achieve this dividend figure: you can either have a bigger portfolio at a lower total portfolio yield, or you can have a smaller portfolio, but make up for it with a higher portfolio yield. Here is a simple illustration: If you have a S$300,000 portfolio, your overall portfolio yield has to be 4% in...