Wondering how to invest your ang bao money in 2026? Explore passive income options in Singapore, from fixed deposits and SSBs to ETFs, REITs and dividend stocks.
What happened?
With Chinese New Year comes a familiar question: what should we do with the ang bao money we receive each year?
Because it arrives as a festive bonus rather than earned income, it’s easy to underestimate how quickly it adds up.
Left in a regular savings account, it earns little and often gets spent before we realise it.
But ang bao money can be a practical starting point for building passive income.
Whether through fixed deposits, Singapore Savings Bonds, dividend ETFs or Singapore REITs, even a modest amount can begin compounding over time.
The more important consideration isn’t the size of the sum, but how it fits into your broader financial plan.
In this article, I’ll share six ways to grow your 2026 ang bao money into passive income, even if you’re...