MAS has just released the latest SSB Apr 2026 (SBAPR26 GX26040E): the first-year rate is 1.36%, and the 10-year average rate is 1.99%. This latest offering may disappoint investors as rates continue to decline, especially given the 10-year average rate dipping below 2%. Should we consider this month’s SSB, given the ongoing rate-cut cycle and the downtrend in inflation? SSB Apr 2026 While this month’s offering may disappoint investors, it still offers respectable rates: the first-year rate is 1.36%, and the 10-year average rate is 1.99%. Given that we are in the middle of a rate-cut cycle, there is no surprise that rates will continue to experience downward pressure. If you have yet to fill your SSB allocation and are interested in this SSB Apr 2026 offering, please take note of the following application timeline: SSB Rates Comparison With the SSB rate continuing its downward trend, let’s take a look at how it compares historically....