Crash Buying: Sure or not? 🤔 Logic says: Wait for cheap price. Math says: You’re losing out on dividends and compounding. 💸 Lump sum beats waiting for a crash 70% of the time. But let’s be real, seeing red portfolio also makes us want to cry. 😭 My solution? The Hybrid Approach. ✅ DCA for the math. ✅ War Chest for the "shiok" feeling of buying the dip. Don't let your "itchy hand" ruin your gains. Stay invested! 🚀 #kelvinlearnsinvesting #sgfinance #investingsips #buythedip #stockmarket #dividends...