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UOB 4QFY25 Results
By My Sweet Retirement  •  March 10, 2026
UOB FY25 Financial Results UOB has released its financial results for the fourth quarter and full year ended 31 December 2025, giving investors a clearer picture of how the bank performed in a year shaped by margin pressure, global uncertainty and shifting interest‑rate expectations. With dividends remaining strong and core income engines showing resilience, many investors are now evaluating what these results could mean for the UOB share price in 2026. UOB reported operating profit of S$7.7 billion for FY25, reflecting a slight moderation from the previous year as the bank navigated a more challenging interest‑rate environment. This figure is confirmed in the CEO slides, which list the full‑year operating profit and year‑on‑year change. Net interest income for the year declined modestly due to lower benchmark rates, even though loan growth remained healthy at 4%. The news release explains that margin pressure offset the positive impact of loan expansion, resulting in a 3% decline...
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By My Sweet Retirement
I am a working salaried professional in my mid 30s. Just like most Singaporeans, I worked long office working hours, often trying very hard to find some work life balance. The Sweet Retirement Blog was created to share my journey towards achieving a comfortable retirement life. I believe we cannot simply rely solely on our Central Provident Fund savings when reaching old age. Neither can we rely solely on our bank savings as we all know the interest rates cannot beat inflation.
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