Saving & Spending
HeyMax First: “Fly First Earn Later” By Getting Miles Upfront
By Sethisfy  •  April 15, 2026
HeyMax has announced an upcoming membership programme called HeyMax First that they describe succinctly as “Fly First Earn Later”. Just like how Buy Now Play Later (BNPL) lets you get something upfront and pay the bill over the next few months, HeyMax First allows members to get miles upfront, book their desired flight, and earn the miles back later. It’s certainly an intriguing proposition, but it does come with equally interesting pitfalls. Regardless, the first 10,000 to waitlist for the programme get a membership fee waiver for the first year and I see little harm in securing a spot just to try it out when it launches. Accessing miles upfront When HeyMax users sign up for HeyMax First, they pick a membership tier to join. Each tier differs based on the number of miles accessible, the membership fee per year, and the access fee per mile:
Tier Miles Pool Annual Fee Refundable Access Fee
Silver 30,000 miles S$99 3¢ per mile
Gold 100,000 miles S$299 2.7¢ per mile
Platinum 300,000 miles S$699 2.5¢ per mile
Reserve 1,000,000 miles S$1,999 2.3¢ per mile
 ...
Read the full article
By Sethisfy
As an adult, I’ve been through many ups and downs in my career path and personal finance journey, not unlike many Singaporeans. From my years as a tied insurance agent turned independent financial adviser, I realised that there are very few sources of proper, unbiased financial advice for working adults to access. Worse, self-styled “financial consultants” are selling products like savings plans and ILPs to the detriment of the clients whose interests they were supposed to serve.
LEAVE A COMMENT
LEAVE A COMMENT

Your email address will not be published. Required fields are marked *

*

Your Email Address will not be published
*

Read More Articles
More from thefinance