Joint accounts aren’t just for couples. Here’s how to think about investing together, whoever your ‘together’ is with. When most people hear “joint account”, they picture a couple freshly married, combining their salaries, splitting the utility bills, and planning for their shared future. That’s a fair picture. But it’s not the complete one. The reality is that your financial life rarely revolves around just one relationship. You may be investing with your spouse, supporting your parents in retirement, or even coordinating your finances with a sibling. Each of these relationships comes with its own goals, timelines, commitments and expectations—and how you invest together should reflect that. That’s why people are increasingly realising that joint accounts are not just a convenient tool, but a way to build wealth and legacy together. One account doesn’t fit all relationships Different relationships call for different strategies. Think about the different financial dynamics in your life and what each one calls for....