- Sell D’Nest within the next one to four years, followed by also selling the HDB EA in four to five years’ time. We would then buy a smaller four-room flat with a good facing at Costa Grove, a BTO project on Pasir Ris Drive 3. The remaining sale proceeds will be our future retirement fund.
- Alternatively, we could keep the unit at D’Nest and the HDB EA, renting both out, and then rent a smaller HDB unit for our own stay. The rental income would contribute towards our living expenses and cover our rental flat into our retirement years.
Dear Stacked,
We have a three-bedroom condo unit at D’Nest in Pasir Ris, which we are renting out at this time while still servicing the home loan. We stay in an HDB Executive Apartment (EA) in Pasir Ris that is fully paid up. We plan to retire in five years and are deciding between these two options.
