I spent yesterday flat in bed. And lying there — too tired to open a brokerage app, too exhausted to care about my portfolio — I had the most important financial realisation of my life.
I've tracked my net worth every month for years. I know my dividend yield to two decimal places. I can tell you my CPF OA balance without looking it up. But yesterday, sick and horizontal, none of that mattered.
It was just a bug. 100 Plus. Panadol. The fan on high. But somewhere between the fever and the chills, it hit me — not gently, but like a freight train: I had spent years building the financial runway, and completely forgotten to maintain the plane.
FIRE without health isn't freedom. It's just a very comfortable waiting room.
— Qiongster
The uncomfortable truth
We optimise everything — except the thing that makes it all worthwhile.
The Singapore FIRE community is obsessed with numbers. And I get it — I am too....