This case study is based on a recent consultation conducted by Norman (R015193B), a property agent and partner property consultant with Stacked. This write-up walks through the key decisions, trade-offs, and market considerations involved, with insights that buyers and sellers may find useful. Project Case Study: Pinetree Hill Client details

• A Singaporean doctor in her early thirties
• First-time property buyer
• Was staying with her parents and planned to get her own place
• Price sensitive, was concerned about buying at an overvalued price

Buyer’s brief This is the buyer’s first property purchase as she has been living with her parents while saving up for two years to purchase her own property.

• Initial budget $1.68 million
• Looking for a two-bedroom unit in a West-side location as her parents live in Bukit Timah
• Considering between capital growth vs a more conservative approach
• Her biggest concern was that prices were high and the implications of buying a leasehold property in District 21, which is a predominantly freehold district

...