The ultimate investment strategy! For decades we've argued over the "best" way to invest — dollar-cost averaging, crash buying, lump sum, Magic Formula, technical analysis. We back-test. We crown a winner. And we keep missing the point. The real question isn't "what's the best strategy?" It's "what's the best strategy for ME?" In this talk, extracted from my 10M65 presentation at CIMB, I explain — honestly — why I invest the way I do: index-only, crash-buying, and maxing CPF to ERS for government-guaranteed security in old age. Why Buffett can't be copied. Why my need for security rose as I aged. And why a simple, conservative approach overshot everything I expected. 1M65 Insight: Discipline compounds. Status does not. 📲 Join the 1M65 Telegram: [link] 📚 CPF & Financial Mastery Course: [link] ⚠️ Educational content only. Not financial advice. #1M65 #CPF #SingaporeInvestor #IndexInvesting #CrashBuying #1M65 #OneMillionBy65 #CPF #CPFLife #ERS #SingaporeFinance #IndexInvesting #SP500 #CrashBuying #RetirementPlanning #FinancialIndependence #SGInvesting #InvestingStrategy #WarrenBuffett #BehavioralFinance #WealthBuilding #FIRE #LooChengChuan #FinancialEducation #10M65...