Personal Finance
4 CPF Experts : Stop Believing in This CPF Erroneous Belief! It will cost you your Retirement!
By 1M65  •  June 4, 2026
For years, I've been saying that CPF LIFE is not an investment product. It is longevity insurance designed to ensure you never run out of income in old age. Now, this view is no longer coming from just 1M65. Ho Ching, MoneyOwl CEO Chuin Ting Weber, Providend CEO Christopher Tan, Genevieve Cua of The Business Times, MAS and the Life Insurance Association have all weighed in on the recent CPF LIFE versus Dividend ILP debate. Can investments potentially generate higher returns? Yes. But can they guarantee that you won't run out of money at age 90, 95 or even 100? In this video, we examine what these experts are saying, why CPF LIFE should form the foundation of retirement planning, and why chasing higher returns without securing your retirement income floor could be a costly mistake. Retirement security first. Returns second. #CPF #CPFLIFE #RetirementPlanning #1M65 #SingaporeCPF #RetireWithConfidence #FinancialFreedom #RetirementIncome #SingaporeInvesting #Providend #MoneyOwl #HoChing #ERS #FRS #PersonalFinanceSingapore...
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By 1M65
Loo founded the Non-Profit 1M65 Movement and was one of the few non-civil servants to receive the Public Sector Transformation Award in 2018 for his 1M65 efforts. Kate, Loo’s daughter, is a 19-year-old finance guru wannabe. If you’d like to hear more from Loo and Kate on Personal Finance, please join the 1M65 Telegram Discussion Group or watch their entertaining Youtube channel.
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