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Where to park your cash for higher yield? T-bills vs Fixed Deposit vs SSB (June 2026)
By Beansprout  •  June 5, 2026
I find out the best places to park our cash to earn a higher yield through fixed deposits, Singapore T-bills, SSBs and money market funds in June 2026. What happened? I’ve been looking for the best places to park my cash in June. Like many of you, I want the emergency cash in my liquidity pot to earn a decent yield, while remaining safe amid the uncertain market outlook. This month, I saw that the best fixed deposit rates in Singapore have moved higher. The Singapore 6-month T-bill yield has also bounced to the highest level in a few months. On the other hand, savings account rates in Singapore have stayed low, while the Singapore Savings Bond (SSB) yield has remained steady. With these changes, I have seen some sharing in the Beansprout community about the best places to leave our spare cash and earn passive income in Singapore. In this article, I’ll break down some popular options such as T-bills,...
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By Beansprout
Hi, I’m Gerald! I have been working in investment analysis for more than 12 years. Often, I encounter everyday investors who find it difficult to invest. At Beansprout, we believe that with the right tools and knowledge, everyone can be an investor. Hence, we founded Beansprout to make quality investment insights more accessible. We hope that you can join us on this journey to grow your financial knowledge and confidence as an investor.
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