Offering up to 6% cashback on things like petrol, dining, utilities and other categories, OCBC 365 is the bank’s flagship cashback card. Given the bank’s stature (and marketing over the years), I believe that the card is also one of the more popular cashback cards in Singapore. Is the OCBC 365, however, the card of choice if you want to earn more cashback? Cashback for everyday spending OCBC 365 Credit Card OCBC’s cashback card for daily expenses covering dining, petrol, groceries, transport, utilities and other lifestyle expenses, with higher cashback caps for larger spenders. 6% cashbackOn petrol 5% cashbackOn dining 3% cashbackOn utilities, groceries, transport and more Works with OCBC 3600.25% p.a. bonus interest Minimum spend Tier 1: S$800/month Tier 2: S$1,600/month Cashback cap Tier 1: S$80/month Tier 2: S$160/month Annual fee S$196.20 Waived for the first 2 years Tracking Posting date Calendar month The Good 

• 3% cashback on utilities
• No category caps
• Second tier available for higher spenders
• Works with the OCBC 360 Account

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