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S&P 500 vs Singapore Property: Which Delivers Better Returns?
By The Fifth Person  •  June 17, 2026
Can buying property in Singapore with a mortgage outperform investing in the S&P 500? In this video, we compare the long-term returns of stocks and real estate by looking at both unlevered and leveraged scenarios. We examine how HDBs and private condos stack up against the S&P 500, compare IRRs when mortgages, and discuss important factors such as transaction costs, rental alternatives, ABSD, and different market cycles. Whether you're deciding between your next property purchase or investing in stocks, this analysis will help you make a more informed decision. All this and more in our latest episode! 00:00 Intro 01:59 HDB returns with leverage 08:19 Condo returns with leverage 12:02 Considerations 16:35 Property or stock? 🧮 Property Return Calculator https://www.openmarket.sg/ 🏢 HDB Resale Price Index https://data.gov.sg/datasets/d_14f63e595975691e7c24a27ae4c07c79/view 🏡 Private Residential Property Price Index https://data.gov.sg/datasets/d_97f8a2e995022d311c6c68cfda6d034c/view 📧 THE FIFTH PERSON NEWSLETTER - Subscribe for Free Exclusive Webinars and More! https://fifthperson.com/newsletter/ 📖 FREE EBOOK - A Quick-start Guide to Winning the Game of Stocks https://fifthperson.com/ebook/ 💻 FREE TRAINING WEBINAR - How to build a profitable income portfolio https://TheIncomeStrategy.com Here are a few more investing tips and tutorials to help you out: 💵 HOW TO INVEST IN DIVIDEND STOCKS https://www.youtube.com/watch?v=AjpiAx3j8L0 🏢 HOW TO INVEST IN REITS https://www.youtube.com/watch?v=qEzy7HFoEeA 🏖️ HOW TO GROW YOUR CPF FOR RETIREMENT https://www.youtube.com/watch?v=bvZ3uH0FA0Q 📄 HOW TO READ A FINANCIAL REPORT https://www.youtube.com/watch?v=m4WqlILejKs
📊 Get more investment insights, tips, and company analysis from our blog (100% free). https://FifthPerson.com 🎙️Also on Spotify: https://podcasters.spotify.com/pod/show/the-fifth-person...
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By The Fifth Person
The Fifth Person believes in spreading a message that financial literacy and sound investment knowledge can help people around the world achieve financial independence and lead better lives for themselves and their loved ones.
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