Saving & Spending
Nerfed: HeyMax Devaluing Accor Live Limitless Transfer Ratio From 1st July 2026
By Sethisfy  •  June 25, 2026
In an email sent to HeyMax users – though it’s buried with other updates so it’s easy to miss – the transfer ratio for Max Miles to Accord Live Limitless (ALL) will soon be devalued starting from 1st July 2026. The new rate will be 3 Max Miles for 2 ALL points, a 33% reduction in value from the current 1:1 ratio. There is hence a small window of time for HeyMax users to convert at the existing ratio until the change happens from July 2026. With yuu points now convertible to Max Milesyuu users should also consider whether to take advantage of the current transfer ratio. Valuation of points, before and after ALL points can be used to offset hotel bookings with Accor hotels at a ratio of 2,000 ALL points for €40 (~S$58.93). This results in a value of point of approximately S$0.0295¢ which may fluctuate slightly due to foreign currency fluctuations. Since each ALL point is worth 2.95¢, each Max Mile is also worth the same, given...
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By Sethisfy
As an adult, I’ve been through many ups and downs in my career path and personal finance journey, not unlike many Singaporeans. From my years as a tied insurance agent turned independent financial adviser, I realised that there are very few sources of proper, unbiased financial advice for working adults to access. Worse, self-styled “financial consultants” are selling products like savings plans and ILPs to the detriment of the clients whose interests they were supposed to serve.
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