I'm going to do a series of personal updates, and it's lengthy enough to warrant a number of articles that are not aided by AI at all. So the first personal update is on personal finances. To understand what my personal finances have been going through, it might be useful to review the series of blog articles I wrote when my portfolio was facing the worst drawdown in March 2020. Thanks to private bankers telling their well-heeled clients to deleverage their REIT portfolios, the stable REITs with strong sponsors actually collapsed, and I saw a 45% drawdown within a matter of weeks. In those days, I was under tremendous stress and had to deleverage as well, as I might be just inches away from a margin call. Worse, the brokers were not picking up their phones, and I eventually got so mad that I terminated my margin...