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Singapore Savings Bonds (SSB) July 2026: Year 1 (1.46%), 10-Year (2.11%)
By Turtle Investor  •  June 25, 2026
The SSB July 2026 issue pays 1.46% in year one and a 2.11% average over 10 years. That’s flat against June, and still near the low end of the past decade. It’s the kind of rate you lock in and forget, not one that’s going to beat a short-term cash fund right now. Applications close 25 June, 9pm. New to SSBs and not sure how they work or how to apply? Start with my full SSB guide. This post is the monthly read on whether this issue is worth it. July 2026 SSB Rates & Issue Details Year one pays 1.46%; the 10-year average is 2.11%. Both are unchanged from June. Hold to maturity and the rate steps up each year, from 1.46% in year one to 2.81% by year ten, which is how you get to that 2.11% average.
  • Issue code: SBJUL26 (GX26070F)
  • Amount offered: S$300 million
  • Opening: 2 June 2026, 6pm
  • Closing: 25 June 2026, 9pm
  • Allotment: 26 June 2026, after 3pm
  • Issue date: 1 July 2026
  • Maturity: 1 July 2036
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By Turtle Investor
Hello there! I am Kevin and the author behind the Turtle Investor blog. At age 37, I hit CPF Full Retirement Sum (FRS) of $176,000 on the last day of 2019, twelve years after graduating from university. I am married and owns a 4-room apartment. I continue to be gainfully employed to build up my portfolio and provide my loved ones with better lives. Leaving everything behind and transitioning to a digital nomad life in Bali remains an option but not something that I’m actively pursuing now 🙂
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